Loan Originations, McCoy & Orta, P.C.

Loan Originations

Our commercial real estate lending attorneys close loans secured by real estate across the United States, which loans are secured by all property types, including, without limitation, retail, office, hotel, multifamily, mixed-use, mobile home community, self-storage, and industrial properties.

The real estate securing these loan originations may include ground leases, tenancy-in-common structures, condominiums, and other complex real estate ownership structures. The loans we originate often have additional credit enhancements such as cash management, cross-collateralization, and/or letters of credit. Several of our attorneys have extensive experience in originating both securitized and balance sheet mortgage loans with subordinate debt, including the origination, purchase and sale of A/B notes and mezzanine loans, as well as loans secured by properties with title, zoning, and environmental issues. Because the majority of the loans we originate are intended for securitization, our attorneys are very knowledgeable with respect to the special requirements of securitized loan originations, including, without limitation, the structuring of single-purpose and bankruptcy-remote entities, drafting and negotiating lockbox and cash management agreements, drafting provisions in connection with structured reserves, the review and negotiation of non-consolidation opinions, as well as ensuring such loans meet B-buyer and REMIC requirements for CMBS execution.

We are able to provide our clients with a complete perspective of post-securitization issues when originating securitized loans because of our extensive loan servicing practice. We are successful in maintaining our clients’ relationships with borrowers, bankers and brokers by our responsiveness and our efficient closing of loans, while satisfying our clients’ diligence requirements, protecting our clients’ interests, and bringing legal cost efficiencies to each matter we handle.

For more information on Loan Originations please contact:

Mike McCoy
Direct: 405.230.1015
email: mmccoy@mccoy-orta.com